4/19/2015

Questions About Airbnb Responsibility After Dog's Attack




 The Airbnb-listed house in Salta, Argentina. 


According to Airbnb’s website, their business “is a trusted community marketplace for people to list, discover, and book unique accommodations around the world — online or from a mobile phone.”

It’s the ideal alternative for those who want to have a unique experience on vacation rather than selecting a local hotel chain. Airbnb offers their customers the opportunity to save money while renting an array of personally owned apartments, castles, houses.

With over one million locations in close to 35,000 cities and 190 countries, the sky is the limit in finding your perfect spot. That’s exactly what Mike Silverman thought until he was attacked by a Airbnb host’s Rottweiler.

Mike Silverman, 58, and his wife have travelled to various places throughout the United States as well as outside of the country over the past years. The couple has used Airbnb in order to stay within their desired budget of $100 per night for room and board.

Mr. and Mrs. Silverman do extensive research on each place they stay, reading reviews left by former tenants. They were pleased with the home they found in Salta, Argentina, for their destination at the low price of $60 per night. However, there was no mention of a dog in the Airbnb listing for this property.


Although the Silverman’s were surprised to see the Rottweiler at the Airbnb host’s home, they admit that the dog seemed calm and harmless. After a few days of being inside the home, Silverman decided to put out his hand for the dog to sniff in a very non-aggressive manner. Suddenly, the Rottweiler sank its teeth deep into Silverman’s forearm. 


Before treating Silverman, the hospital required a deposit. Silverman contacted the Airbnb host, who could not pay the deposit. Silverman had to make arrangements to get the cash so he could be admitted to the hospital.

Silverman contacted Airbnb asking them to step in and reimburse him for his unexpected out-of-pocket expenses caused by their host’s dog. Airbnb refused to pay any medical expenses. However, the company said it was within their policy to refund Mr. Silverman for the nights he originally booked.

Silverman was shocked to find out that Airbnb does not provide liability insurance on any property outside of the United States, and only began providing insurance within the United States for their hosts in late 2014 — six years after the company started in 2008.

Even Airbnb’s liability insurance is secondary after their host makes an initial claim to their own insurance. This was very disturbing news to Silverman, who believes all travelers should be aware when traveling abroad with Airbnb. He wrote an email to Airbnb, stating what this incident has cost him — above and beyond financial loss.

“There is also a pain and suffering element as well as, perhaps, permanent nerve damage. Have you ever been attacked by a large dog? When I close my eyes at night, I see this thing tearing at my arm and blood everywhere — which is exactly what happened.”

Airbnb simply replied, “Please understand our refund was an attempt to soften the impact of an unfortunate accident and to provide our best possible customer service to you. Unfortunately, per our terms of service, we are unable to consider any request for compensation in liability scenario such as this.”

Then it went on to say how much the company valued him as a guest and wished him well in his recovery.

However, when Ron Lieber with the New York Times contacted the company directly, Airbnb began singing a different tune and asked for Mr. Silverman’s medical bills and lodging receipts, followed by an email written by Airbnb’s spokesman, Nick Papas.